Though mothers and fathers give us life, it is money alone that preserves it. An old Japanese proverb.
While that may sound a bit extreme, but the fact remains that assuring capital sufficiency is one of the most critical and hardest tasks we all face. Not only because it takes discipline to save and knowledge to devise a prudent investment plan, but because the wealth you build will inevitably be diminished by taxes, inflation and your own spending needs.
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